What Do You Do After a Fire

         

1. Contact your insurance company. You need to report the fire, and your insurance company will give you valuable information regarding your coverage, including where to stay if your home is un-inhabitable. Your insurance company will usually dispatch an adjuster to evaluate the damage. Sometimes it will be that day, but often it is the next business day after the claim was reported.

2. Contact a reputable restoration company. You will need to choose a restoration contractor (such as Utah Flood and Fire) you are comfortable with. Your insurance company may recommend contractors in your area, but the final decision is yours alone. Your insurance company will pay the reasonable repair costs for most reputable companies. A restoration company will be able to help with the following items.

3. Secure the premises. Often in a fire, the firemen need to break doors or windows to enter the house or evacuate the smoke as quickly as possible. The fire may also have burned holes in the walls or roof. These need to be boarded up and/or covered as protection from weather and theft.

4. Restore the power. The power is usually shut off to the house as a precaution. The flames may have burned and exposed live wires that could short and start another fire. A qualified electrician is needed to separate the damaged circuits and restore power to the house. The power company often needs to inspect the building before they will allow the power to be restored.

5. Turn on the water. In major fires, the water is also shut off by the fire department. This is to prevent additional water damage from pipes that may have been damaged. This will need to be checked and turned back on before the cleaning process can proceed.

6. Restore the gas. The gas is also shut off as a safety precaution. A plumber is needed to check the gas connection and work with the gas company to restore the service.



Beautiful tri-fold copies of this article are available for distribution by insurance agents, adjusters, fire and police departments. Contact Utah Flood and Fire Network for more information